Finding Affordable Dental Insurance that is worth a grain of salt is a chore. You see, dental insurance is not what it used to be, not that it's ever been a great deal in the first place. Okay, okay, I should probably let you in on why I'm bashing dental insurance so hard, right? The reason is simple. Because it's "insurance".
You see, dental care is something that most Americans ignore until they actually have a problem. The two main reasons for this is because, as Americans, we tend to procrastinate and put things off that need to be taken care of and also because of the cost of seeing a dentist. Most people don't think in a "preventive care" state of mind.
Let me ask you this, when was the last time you had a physical exam? When was the last time you had a dental check-up? Here's a good one, when was the last time you had an oil change and a tune up on your car? Some of you may be perfect, but I know for a fact that there are several of you slumping in your chair right now.
The problem with dental insurance is that it does not cover any pre-existing conditions at all without a waiting period of one full year, and even then, you'll still have to pay for most of the cost. The only things that dental insurance are good for is preventive care and actual emergencies, but you'll still have to pay the annual policy deductible and the co-pay of the plan.
Rather than continuing to waste your time trying to find affordable dental insurance, let me point you in the right direction to what you really need instead. It's called a discount dental plan and it's not insurance at all. These plans simply offer big discounts on most dental care, including major dental, that can save you as much as 60% at the dentist.
Since it's not insurance you don't have to worry about any claims being denied for having a pre-existing problem when you joined the plan. This is one of many other major advantages that you'll have. So stop trying to find affordable dental insurance and join a discount dental plan right away. You'll never, ever pay full price for dental care again.